Therapy office
In-Network Provider

Evernorth Therapist
Austin, TX

Marilu Navarro, LMFT is an in-network Evernorth therapist serving adults and couples throughout Texas and California via telehealth. Use your Evernorth benefits to access quality mental health care.

In-Network
Evernorth Provider
$0–$50
Typical copay range
11+ Yrs
Clinical experience
Bilingual
English & Spanish
Using Your Benefits

How to Use Your Evernorth Benefits

STEP 01

Verify Coverage

Call the member services number on the back of your Evernorth card or log into your member portal to confirm your mental health benefits.

STEP 02

Book a Consult

Schedule a free 15-minute consultation with Marilu through Headway to discuss your needs and confirm insurance eligibility.

STEP 03

Start Therapy

Begin your first session. Marilu will submit claims directly to Evernorth on your behalf — no paperwork needed from you.

STEP 04

Pay Your Copay

You pay only your copay or coinsurance after your deductible is met. Marilu handles all billing with Evernorth directly.

Your Therapist

Marilu Navarro, LMFT

Marilu Navarro, LMFT is a bilingual (English/Spanish) Licensed Marriage and Family Therapist with 11+ years of clinical experience. She accepts Evernorth Health Services insurance, which is the health services division of Cigna that manages behavioral health benefits for many Cigna plan members.

As an in-network Evernorth provider, Marilu makes quality mental health care accessible and affordable. You can use your Evernorth benefits to cover individual therapy, couples counseling, and specialty services including EMDR and postpartum support.

TX License
LMFT #205901
CA License
LMFT #147099
NPI
1689073074
Experience
11+ Years

Services Covered by Evernorth

Individual Therapy (50-min sessions)
Couples Counseling
EMDR Therapy for Trauma
Postpartum Mental Health Support
Anxiety & Stress Therapy
Grief & Loss Counseling
Relationship Issues
Cultural Identity & Ethnic Issues
Self-pay rate: $165/session if not using insurance
Superbills available for out-of-network reimbursement

Evernorth Plan Types Accepted

Marilu accepts the following Evernorth plan types. Contact your insurer to confirm your specific plan is included.

Evernorth Behavioral Health
Evernorth via Cigna
Evernorth PPO
Evernorth HMO
Evernorth Open Access
Evernorth Telehealth
Evernorth EAP
Evernorth Federal Plans

Not sure if your specific plan is covered? Book a free consultation and Marilu's billing team will verify your benefits before your first session.

Frequently Asked Questions

All Insurance Plans Accepted

In addition to Evernorth, Marilu is in-network with the following insurers

Aetna BlueCross BlueShield TX Cigna Cigna EAP Lyra EAP Evernorth
CTA background

Ready to Use Your Evernorth Benefits?

Start with a free 15-minute consultation. Marilu will verify your Evernorth coverage before your first session so there are no surprises.

Evernorth Therapist — Telehealth TX & CA

Austin, TXKyle, TXSan Antonio, TXHouston, TXDallas, TXFort Worth, TXLos Angeles, CASan Diego, CASan Francisco, CASacramento, CA